Statistics contradict the normal perception among people as to the efficiency of women drivers. They are actually better drivers than their male counterparts and thus have a better chance of getting the cheapest possible car insurance coverage. Combining this with other factors that will reduce the cost of insurance while keeping to a good level of coverage is the ideal insurance policy that all women drivers should aspire to. The minimum requirements of insurance will vary according to the state. If a person has a good driving record, a car with safety devices and low mileage along with a defensive driver certificate it will reduce the cost of insurance significantly. In addition, the type of car and the location of the driver also can impact the cost. Having combination insurance coverage spanning more than one policy is also another way to cheap car insurance for women .